Flex Credit Boost

Simple, transparent pricing

Choose the plan that fits your credit-building goals. Cancel anytime.

Savings

$2,700+

Average savings with better credit

Funding

$30K+

Potential funding you can unlock

Tradeline

$10,000

Max reported tradeline amount

Save up to 40%
No Credit Score Impact
Secure Checkout
No Hidden Fees

Your Credit Journey Starts Now

Join 2,847+ members. No credit check. Reporting starts in days, not months.

1. Individual results may vary. Subject to approval & identity verification. For Flex Credit Boost, plans start at $20/month for 12 months, for a total of $240 billed yearly. Features may vary depending on the plan purchased. Flex tradeline available in Flex Credit Account is intended exclusively for financing credit-building purchases via the Flex Store. Additional terms and conditions may apply. Cancel anytime. Late or missed payments will have a negative impact on your credit. Make on-time payments to maintain account health.

2) According to FINRA: https://www.finra.org/investors/personal-finance/how-your-credit-score-impacts-your-financial-future

3) Auto, Mortgage and Credit Card interest payment savings with a 100 point increase from Fair to Good credit. Assuming 2023 US national averages of new car value of $47K, mortgage balance of $244K and credit card balance of $6500. Assuming US national interest rates for Fair and Good credit scores in 2023. 7% for Auto loans, 7.7% for mortgage and 16.9% for credit card balance for good credit. 12.3% for Auto loans, 8.3% for mortgage and 20.2% for credit card balance for fair credit.

4) Flex partners with Pacific Place Financial, Inc. to provide your Flex Credit Boost Account.

5. Flex reports your payment activity and tradelines ("Activity") to all 3 credit bureaus, with rent and utility reporting limited to TransUnion, but does not promise or guarantee specific results. Credit bureaus independently determine credit scores based on multiple factors which include non-Flex transactions. Flex has no influence over bureau processing times and cannot guarantee or predict how the bureaus will interpret or reflect your Activity. Activity may reflect differently across bureaus. Improvements to your credit score cannot be guaranteed. Your credit score may be impacted positively or negatively.

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